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We all want the best deals on our
car insurance. Most people don’t realise that they can save
money on their car insurance premiums. An average of 50% of
drivers pay too much for their insurance, but there are ways
of finding the best deals, it just takes a little effort and
a little time. You may think you don’t have any spare time
to search for the best deals, after all, ‘time is
money’...and in this case, it’s perfectly correct. Taking an
hour out of the day can save people up to an average of £200
on their car insurance. £200 for an hour’s work: yes please!
The reason that so many people are over paying their car
insurance premiums is simply because they accept the annual
renewals offered by their existing insurers. The insurance
companies know that people are highly likely to accept a
renewal quote without questioning the price. They charge
more, because it is profitable for them to do so. If you
want cheap car insurance, you must always contact your
insurance company at the point of renewal and negotiate a
better rate. Furthermore, it is good practice to compare
motor insurance quotes between
insurance companies, too.
There are many ways of reducing car
insurance premiums further, aside from using comparisons
websites, or negotiation better rates with the existing
insurance company, and these include:
- Adding car alarms, trackers,
and immobilisers
- Using secure overnight
parking, such as a garage, or a residential car park
- Increase the amount of
voluntary excess you are willing to pay in the event of
a claim
- Reduce your annual mileage
- Maintain your driving record
in good standard – the fewer claims you make, the more
no claims discount you will be able to claim.
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